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(part 1):
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(part 2):
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EVEN YOUR BETTER BUSINESS BUREAU WILL TELL YOU THAT, CONTRARY TO A NUMBER OF ADVERTS YOU MAY BE HEARING on disreputable radio stations (especially so the sort specialist in conservative prolefeed) for so-called "debt negotiation" services, there is no legal right to negotiate any outstanding and valid debts down to reasonable levels, and pay such so that the resulting balance is recorded as "paid in full."
As a matter of fact, "debt negotiation" services, technically known as "debt consolidation" or "debt factoring," are subject to licencing and bonding requirements depending on your state; hence, check with the approriate consumer-protection channels for the law in your state.
And check with the Better Business Bureau in your area for reports on the character and repute of any company/ies you may want to use for "debt consolidation."
(As a safeguard, check your local 211 infoservice for availability in your area of debt-counselling agencies such as the Consumer Credit Counselling Service, "operating Purely for Principle and Not for Profit.")
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WITH STATE LOTTERIES IN SOME PARTS OF THE COUNTRY REPUTEDLY SEEING HIGHER TICKET SALES THANKS TO THE CURRENT SOCIOECONOMIC UNCERTAINTY, especially so in culturally-deprived environments, something which the Religiopolitical Right may want to think of promoting as a counter to lottery expansion as would "empower" (or so they think) the Lower Classes, rather than almost-constant bellyaching on the problem and its ensuing evils, the likes of mutual savings banks as would promote thrift and self-reliance.
So what stands in the way? Latent anti-Semitism vis-a-vis the banking community? "More pressing issues" like abortion, the Evil of Homosexuality, "threats" to Our Traditional Culture and Heritage and other distractions?
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AND SPEAKING OF "OUR TRADITIONAL CULTURE," how are we to guess that the Zealots and True Believers in Cultural Conservatism want to see Die Bransoner Muzikschaukultur as the "litmus test" they have in mind for establishing a Definitive Amerikanischer Realkultur?
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AND FOR SUCH WHO SPEAK ABOUT "THE DEFENCE OF EUROPEAN-AMERICAN CULTURE AND HERITAGE" AS ONE WITH "RACIAL AND NATIONAL HONOUR," you have to wonder what prevents their displaying the European Union flag alongside Old Glory as a "display of solidarity" (or so they perceive).
As for what the European Union flag looks like:
So ... what exactly is the fear of displaying Old Glory and the European flag side by side? Fear of facing up to the Harsh Reality that the EU's member states are united in their objections to the same articles of faith as xenophobia, racism, bigotry, intolerance and hate that you hold dear as "healthy" and "patriotic" among your so-called "European-American peoples" who are more than likely poor, ignorant, easily-influenced and socioeconomically vulnerable all the more?
Fear that the European flag might eventually be approriated by that Evil Empire in your mind otherwise known as the "New World Order," especially absent substantiative evidence?
Which brings to mind the following worthwhile and @ once timely video:
Besides: Don't you know this is the 21st century already?